The Open Accounting API for Banks, SaaS and Fintechs

Connect once to access unified accounting data from thousands of SMEs across Europe. AI powered mapping, validation and working prototypes accelerate the path from idea to production.

Connect Once, Scale with Confidence.

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System Coverage

Sweden

Netherlands

55

% Coverage

Finland

Norway

55

% Coverage

11

Live systems

5

Countries

2.5M

Sme reached

25+

live systems

By year end

20M

sme reach

By year end

Need a system we don't support yet?
No Problems!

For most API providers, the answer is "wait 6 months, or build it yourself." Every new accounting system means months of reading documentation, reverse engineering data models, building authentication flows, and hoping the output is correct.

Connect.1 is how Zwapgrid solved this internally. It's not a product you install, it's a workflow, methodology, and toolchain that lets our team take any accounting system from zero to production in one month.

Time to production-ready integration

Typical in-house build

~6 months

Domain learning + auth + mapping + testing + maintenance setup

With AI, no domain expertise

~3 months

Faster code generation, but still blind to accounting domain nuance

Connect.1 by Zwapgrid

1 month

Domain expertise + AI workflow + automated QA pipeline

The Problem We Solve

Accounting integrations are deceptively complex. Every fintech, lender, or SaaS company eventually needs to read accounting data from their customers. And every one of them hits the same wall.

Building it yourself

Months of work before you ship a single integration

Learn the domain first

Every accounting system has its own data model, VAT rules, and undocumented quirks. Someone on your team has to understand all of it before writing a single line of code.

Build an onboarding flow for every system

Each accounting system has its own authentication flow. You'd need to design, build, and maintain a customer facing UI for every single one, before your customers can even connect.

AI alone won't get you there

You can use AI to write the code, but without accounting domain knowledge, you won't know if the output is actually correct. You'll ship bugs you won't even recognize as bugs.

Maintain it forever

APIs change. Accounting laws change. What you build today becomes a maintenance burden tomorrow, a distraction from your actual product.

One system at a time

Want to support Fortnox, Business Central, and Visma? That's three separate multi-month projects just to cover Sweden.

Vs

With Zwapgrid

Production ready on day one

Domain expertise, already built in

We've spent years understanding Nordic accounting systems. VAT logic, bookkeeping rules, invoice structures, all handled. You get clean, reliable data without touching the complexity.

One onboarding flow for all systems

Your customers get a single, polsihed flow to authenticate with any accounting system, built and hosted by us. No UI to design, no auth logic to implement, no edge cases to handle.

Expert-built with AI-assisted development

We use AI throughout our development process, guided by deep domain knowledge, to ship integrations faster and at higher quality than a traditional build team could.

We own the maintenance, not you

When an API changes or a new accounting system version ships, we handle it. Your integration keeps working without your team lifting a finger.

All systems, one unified schema

Fortnox, Business Central, Visma, Tripletex and more, all returning data in the same format through one API. Cover the entire Nordics without extra dev work.

Why Choose Our API?

Our API is built to transform complex accounting integrations into a seamless experience. From unifying data across multiple systems to simplifying the onboarding process and delivering reliable, scalable solutions, we ensure your business is always a step ahead.

  • All Your Data, Unified

    Connect to multiple accounting systems effortlessly and access standardized data through one unified schema. Say goodbye to inconsistent formats and hello to actionable insights.

  • Easy Onboarding for Everyone

    Our onboarding system allows your customers to authorize access with just a few clicks. No technical hassle - just a smooth, guided process from start to finish.

  • Built for Growth

    Engineered for reliability and performance, our API handles growing demands effortlessly. Enjoy enterprise-grade uptime, robust security, and scalable architecture that grows with your business

  • Expert-Built & AI-Assisted

    Our team uses AI throughout the development process to ship integrations faster and with higher quality. But speed alone isn't the point, it's the combination of AI and years of accounting domain knowledge that makes our integrations genuinely reliable.

How it Works?

01

Invite Your Customer

Invite your customer to securely connect to share their accounting data.

02

Customer Chooses Their Accounting System

Your customer will go through the Onboarding Flow, where they choose the system they want to share data from.

03

Customer Consents to Sharing Data

Your customer will sign in into their accounting system, allowing our API to securely share the data with you

04

Access the Data

That’s it - you will now be able to get real-time accounting data straight from your customer's accounting system, through our API!

Hear it from those who know us

We’re honored to partner with forward-thinking companies and deeply value their insights, feedback, and continued support.

We’ve looked at and assessed a range of integration solutions on the market, and Zwapgrid stood out. Their approach allows us to better understand our customers’ financial situation in real time, while automating a number of tedious and costly tasks behind the scenes.

Krister Keskitalo

Simon Pettersson

Country Manager Sweden | Alisa Bank
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Thanks to Zwapgrid, we get access to all the data in more countries. Another problem they solntegrating with Zwapgrid was seamless. Their API and documentation made it simple, and it meant our developers could stay focused on building great visualizations for our customers, not integrations.
It also gave us the ability to scale internationally without worrying about local ERP differences.

Peter Beckman

Christian Lagerkvist

CEO & Founder | Fluidly
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We have set ambitious goals to deliver an efficient experience to our business customers while reducing the internal stress and risks associated with the assessment and administration of factoring. Standardising how we receive invoice data is an investment that will help us now and in the future. Zwapgrid API.1’s combination of delivering file and API data in a unified way stand out as both unique, powerful and efficient

Morgan Belic

Morgan Belic

Ikano Bank
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Let us own the integration layer.
You own your product.

Companies that choose Zwapgrid aren't buying an API — they're buying back the months of engineering time they would have spent on something that isn't their core business.